Home Shopping – A Few Guidelines
Home Shopping – A Few Guidelines
When shopping for a new home, the most important tip to heed is to communicate with your real estate agent. Let the agent know exactly what you want and how much can you afford to spend; that way you won't be wasting time looking for houses that don't fit your tastes or budget.
It's a good idea to visit a mortgage lender prior to visiting a real estate agent to get pre-approval for credit. If you go house shopping knowing that you have a certain amount of credit pre-approved, not only will it eliminate possible disappointment later, but it will give the agent and seller an extra incentive, especially if you're not the only one making an offer on the property.
You'll likely be visiting more than one house, use this simple tip to keep you from getting confused: bring a notebook with you when you go out looking at the properties. Write down the address and prices for each property you visit. Make notes about the features you like and don't like, and those you have questions about for each property, then use your notes to discuss your concerns with your real estate agent.
If a particular house interests you and you go back for a second look, this is the time to ask the important questions and do some serious inspection.
- Ask about the roof: how old is it?
- Flush the toilets to check the plumbing.
- If you can, check the pipes and electrical work.
- How old are the appliances and which ones are included with the sale?
- Look for signs of rust on appliances, which usually indicate age and possible problems in the past.
- Does the house have a septic tank or is it hooked to a sewer system?
- What is the average monthly power bill?
- What is the monthly water bill?
- What are the taxes for the property?
- What school will your children be attending if you buy the house?
- Is the house located in a possible flood area?
- Does the house have insect problems or water damage?
- Are there zoning restrictions in the area?
These are all questions you need to have answered. As your real estate agent, we'll be sure to aid you through these house hunting steps. Contact us if you have any questions.
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